How to buy a flat in Warsaw

Practical articles on prices, documents and the buying process — from the information prospectus (prospekt informacyjny) to the notarial deed (akt notarialny).

Every figure comes with its source and the legal position it reflects.
Every article shows the date it was last updated.
The order and choice of developments in our articles do not depend on the agent’s fee.

English

07/10/2026 20 min read Buying a resale flat in Warsaw as a foreigner: what to check before the preliminary agreement Found a second-hand flat in Warsaw? What to check in the register, tenancy, arrears and costs before the preliminary agreement, and what changes for foreigners.
07/10/2026 15 min read Can Foreigners Buy Property in Poland? 2026 Warsaw Guide Find out whether a UK or US buyer needs a permit for a Warsaw flat, what a permit costs and why buying property in Poland gives you no residence permit.
07/10/2026 18 min read The developer’s prospekt informacyjny: what to check if you cannot read Polish Got a prospekt informacyjny in Polish? The headings to find, what to check against the land and mortgage register, and what to ask before you pay.
07/10/2026 12 min read Door-to-door commute in Warsaw without a car: Ursus and Włochy by rail No car and looking at a new-build flat in Ursus or Włochy? S1 train times, the 30-minute morning gap, valid tickets and a simple way to time your commute.
07/10/2026 20 min read How much does a new apartment cost in Warsaw? What PLN 800k, 1m and 1.2m buy, district by district How much does a new apartment cost in Warsaw? See how many m² PLN 800k, 1m or 1.2m buys in 9 districts, from developers' official price files, October 2026.
07/10/2026 19 min read The full cost of a new-build flat in Warsaw: the extras on top of the price list The price list is not the final bill. See which extras a Warsaw developer can add, what the notary and land register cost, and what changes for a foreign buyer.
07/10/2026 15 min read How to check the price a Warsaw developer reported to the state on dane.gov.pl Find the price a Warsaw developer reports to the state every day, read its history without knowing Polish and act if the contract shows a higher figure.
07/10/2026 16 min read New build or resale flat in Warsaw: which suits an expat buyer? Renting in Warsaw and ready to buy? Compare new-build and resale flats on price per m², VAT or 2% PCC, waiting time, payment protection and Polish paperwork.
07/10/2026 15 min read New-build flats near the Warsaw metro: price per m² close to M1 and M2 stations No car? See how far 22 new Warsaw developments are from M1 and M2 stations and what they cost per m², taken from developers' official price files.
07/10/2026 18 min read Will your off-plan flat in Warsaw be finished on time? How to check the build yourself Buying off-plan in Warsaw? Learn which date in the agreement counts, how to track the build stage by stage and what the law lets you do if it runs late.
07/10/2026 18 min read Buying an old apartment in a pre-war Warsaw tenement (kamienica): the checklist Eyeing an old apartment in a Warsaw kamienica? What to check in the land and mortgage register, heritage status, owners' association and heating as a foreigner.
07/10/2026 17 min read Parking space and storage room prices in Warsaw new builds: what developers’ price lists show In 17 Warsaw new-build developments, a parking space cost PLN 17,800–130,000 (developers' files, October 2026). Prices by district, storage rooms, what to ask.
07/10/2026 15 min read Polish property terms explained: stan deweloperski, KW, harmonogram and more Stan deweloperski, KW, harmonogram, zadatek: what these Polish property terms in your contract mean, where the law covers them and what to check before signing.
07/10/2026 16 min read Ready or off-plan in Warsaw: what waiting costs when you keep paying rent Renting in Warsaw and torn between a ready flat and a cheaper off-plan one? Work out what the extra months of rent cost, and what changes for a foreign buyer.
07/10/2026 13 min read School catchment in Warsaw: how to check the assigned school before you buy Buying a flat in Warsaw with a child starting school soon? Find out which catchment school the address belongs to and whether you can move in before enrolment.
07/10/2026 14 min read Airport noise in Włochy: how to check a Warsaw address before you buy A new-build flat in Włochy under the flight path? How to check Chopin Airport's Z1 and Z2 zones, the noise maps and the prospectus before you pay to reserve.
07/10/2026 15 min read Reservation agreement with a Warsaw developer: what you lose if you walk away Asked to pay a reservation fee to a Warsaw developer? See the 1% cap, the three cases where you get it back and what you lose if you walk away (October 2026).

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These materials were prepared by a real estate agent. The order and choice of developments in the articles do not depend on the agent’s fee. The articles are not legal or tax advice.